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CD Specials
Product
APY*Interest Rate
CompoundedMin. Deposit
2 Year4.01%3.95%Quarterly$500.00
33 Month4.15%4.09%Quarterly$5,000.00
5 Year 4.30%4.23%Quarterly$500.00
A penalty may be imposed for early withdrawals.

Certificates Of Deposit
Product
APY*Interest Rate
CompoundedMin. Deposit
91 Day1.51%1.50%At Maturity$1,000.00
6 Month2.04%2.02%Quarterly$500.00
8 Month Add On2.69%2.66%Monthly$500.00
10 Month 2.04%2.02%Monthly$500.00
12 Month 1.75%1.74%Quarterly$500.00
14 Month2.39%2.36%Monthly5000.00
18 Month2.45%2.43%Quarterly$500.00
19 Month2.94%2.90%Monthly$5000.00
30 Month2.68%2.65%Quarterly$500.00
3 Year 2.80%2.77%Quarterly$500.00
4 Year3.00%2.97%Quarterly$500.00
A penalty may be imposed for early withdrawals.

IRA Accounts
Product
APY*Interest Rate
CompoundedMin. Deposit
IRA 18 Month (Variable rate)2.94%2.91%Quarterly$500.00
IRA 24 Month (Fixed rate)4.01%3.95%Quarterly$500.00
IRA 36 Month (Fixed rate)2.80%2.77%Quarterly$500.00
IRA 60 Month (Fixed rate)4.30%4.23%Quarterly$500.00
A penalty may be imposed for early withdrawals.

Savings Accounts
Product
APY*Interest Rate
CompoundedMin. Deposit
Statement Savings0.25%0.25%Quarterly$100.00
Lazy River Kids Club Savings $5000.00 and over0.25%0.25%Quarterly$25.00
Lazy River Kids Club Savings $25.00 to $4999.993.72%3.66%Quarterly$25.00

MMDA Accounts
Product
APY*Interest Rate
CompoundedMin. Deposit
MMDA $500.00 to $2,499.99.46%.46%Monthly$2,500.00
MMDA $2,500.00 to $24,999.99.50%.50%Monthly$2,500.00
MMDA $25,000.00 to $49,999.99.75%.75%Monthly$25,000.00
MMDA $50,000.00 to $99,999.991.00%0.99%Monthly$50,000.00
MMDA $100,000.00 & over1.25%1.24%Monthly$100,000.00
Business MMDA $50,000.00 to $99,999.991.00%0.99%Monthly$50,000.00
Business MMDA $100,000.00 & over1.25%1.24%Monthly$100,000.00
Premium MMDA under $100,0001.25%1.24%Monthly$50,000.00 *New Money Only*  Call Bank for Information
Premium MMDA $100,000 and over2.25%2.22%Monthly$100,000.00 *New Money Only*  Call Bank for Information

Checking Accounts
Product
APY*Interest Rate
CompoundedMin. Deposit
FMB Premium Options
( No minimum to earn interest)		.15%.15%Monthly$100.00
FMB Options Plus
( No minimum to earn interest)		.15%.15%Monthly$100.00
SUPER NOW $1,000.00 to $2,499.99.15%.15%Monthly$1,000.00
SUPER NOW $2500.00 & over.25%.25%Monthly$2,500.00

Rates are subject to change at bank's discretion.
Rates may change after the account is opened.
Fees could reduce earnings on the account

*APY = Annual Percentage Yield