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FMB Options Account
Avoid fees with this
checking account! -
e-Connect Checking
Go Paperless!
Get Rewarded! -
No-Surcharge ATMs
Thousands of surcharge free ATMs nationwide -
Credit Card Access
Access your credit card information fast and easy -
Credit Card Application
Rewards and benefits with card membership -
Mortgage Center
Online real-estate loan applications -
Education Center
Learn how to use our online services -
Don't be a Victim
Tips to protect yourself from fraud and identity theft -
Career Opportunities
Get on the fast-track to success with a job at FMB
Personal Checking Accounts
Farmers and Merchants Bank offers an array of checking products and services to fit your lifestyle. Take a closer look at our account options and find the account that fits you best.
 Click here to find out more about our FMB Options Account!
 Click here to learn more about our e-Connect Checking account!  Click here to learn more about our Total Control Program or to Opt In!  Need to reorder checks? Click Here |
Check out our current rates on our Checking Accounts here!
- FMB Options Account*
Free regular checking services. Non-interest earning account.- $100 Minimum Opening Deposit
- Free Unlimited Check Writing
- Free FMB MasterMoney Atm/Debit Card with MoneyPass® Network**
- FMB Options Plus Interest Checking*
Earn interest and other special benefits with a low $6 monthly maintenance fee.- $100 Minimum Opening Deposit
- Free Unlimited Check Writing
- Free FMB Checks
- Free Cashiers Checks
- Free Money Orders
- Free Traveler’s Checks
- Free FMB MasterMoney Atm/Debit Card with MoneyPass® Network**
- Free Combined Image Statement for All Your FMB Accounts
- $2.00 Discount on Safe Deposit Rental
- FMB Premium Options Interest Checking*
Earn interest while you enjoy premium privileges.- $100 Minimum Opening Deposit
- $5,000 Combined Minimum Balance of all Your FMB Accounts and Avoid a $10 Monthly Maintenance Fee
- Free Unlimited Check Writing
- Free FMB Checks or 50% Discount Off Selected Checks
- Free Cashier’s Checks
- Free Money Orders
- Free Traveler’s Checks
- Free Equity Benefit Review
- Free Notary Service
- Free Certificate of Deposit Bonus Coupons (2 per Customer)
- Free FMB MasterMoney ATM/Debit Card with MoneyPass® Network**
- Free Combined Image Statement for All Your FMB Accounts
- 50% Discount on Safe Deposit Rental
- Preferred Loan Discount (One Open Line)
- SuperNOW Checking*
Earn interest with no monthly maintenance fee when you maintain a minimum balance of $1,000.
*Interest calculated on Average Daily balance. If Checking Account is closed by the customer within the first 90 days from the opening date, a $15 Early Account Closing Fee will be charged.
** Master Money ATM/Debit Card with MoneyPass® Network
Our Master Money Debit card has no fees when used at our bank locations or at any Money Pass ATM location. Convenience has a new name: MoneyPass®. The MoneyPass® network offers coast to coast access to thousands of surcharge free ATMs located where you live, work and travel. Use the easy online locator at http://www.moneypass.com to help you find the MoneyPass® ATM closest to you - whether at home or anywhere across the country - and avoid paying surcharges.
